“I invest in small businesses that hold neighborhoods together,” I told him, and I did not look away.

“Larkspur Street Coffee was my first impact investment.

I work the counter on Tuesday mornings because I like the espresso and it keeps me honest.

Vantage Capital is where I keep my work.”

Callum was still holding the guaranty, and I watched him read his father’s signature at the bottom of it a third time, and I watched the last structural beam of his whole life quietly give way.

Because it was not only that his girlfriend was not who he had thought.