In the Buick she set it on her lap and kept one hand over the top.

“Is my tuition part of the bank problem?”

“No.”

“But the savings are.”

I turned the key and waited for the engine to catch, because the Buick needs a moment to decide, the way I did.

“The savings are mine to protect,” I said.

She nodded.

“Okay.” That one word stayed with me longer than it should have — the small flat okay of a child who has understood that the thing protecting her future is the same thing a frightened aunt is begging to be given away, and who has decided, at eleven, to trust that her mother will hold the line between the two.