Now I had a transaction number, a receiving account, and a printed record showing the money was already in motion.

Monique called.

“Did you get it?” “Yes.” “Then approve it.” “I will not.” “Kiki, please.” I looked at the confirmation.

“Who gave you the account details?” “Chad.” “Did you verify them independently?” “He told me they were correct.” “I need you to stop for one day.” “I can’t stop now.” “Why?” “Because he’s counting on me.”

I did not tell her the bank was already reviewing the transfer.

I did not tell her the business card she would later send me had three different phone numbers attached to it.