“If a wire has already been submitted, can it be stopped?”

“Sometimes,” he said.

“It depends where it is in the process.”

“International?”

He nodded.

“International transfers can pass through intermediary banks.

Once the money reaches the receiving side, recovery becomes much harder.

I had read that somewhere, in the vague way you read about disasters that happen to other people, but hearing a bank employee say it plainly in a small room was different.