If you have a concern about the recipient, bring us the transfer details as soon as you have them.

Recipient name.

Bank information.

Any messages that explain why the transfer is being requested.

Dates matter too.” He paused.

“Keep the original messages.

And do not send additional money while you are trying to verify the transaction.”

I wrote the dates on the back of an old grocery receipt, because it was the paper I had, and there is something clarifying about writing a frightening thing on the back of a slip for milk and bread.