The liver disease began before he retired and the diagnosis came the year after.

He had a pension and he had savings and he had a rented apartment in Frogtown.

Over about four years the savings went, and then the pension stopped covering it, and then he was behind, and then he was out.

He was out of that apartment in the spring of 2021 and he was at the Currie Avenue shelter by the autumn and he was outside the Hennepin Avenue station by the following March, which is when I started buying two coffees.

And Teresa said: “Every single person in this building would have helped him.