“And the firm?” I asked, sitting on the sofa across from my grandmother.

“Whitmore Capital filed formal restitution demands against Cole’s remaining shares,” Daniel said.

“He owes the firm two million four hundred thousand dollars by the end of the month.”

Margaret tapped her silver-tipped cane twice on the hardwood floor.

“He won’t pay it,” Margaret said in her sharp, clipped way.

“He’ll spend the next three years defending himself against a federal indictment.”

She looked across the table at me, her dark eyes sharp despite the pale gray skin at her temples.