“How long do we have before he checks his work email?” Richard asked.

“A few hours at most,” Daniel said.

“Once he realizes you’re taking legal action, he’ll try to lock your personal credit lines through his corporate holdings.”

Daniel pulled three long white legal documents from the top binder and slid them across the polished mahogany.

“This is the affidavit activating the emergency clause under Margaret’s trust charter,” Daniel said.

“It freezes every joint asset, every shared account, and every corporate allowance tied to Cole’s name.”

“Will the bank accept it on Christmas Day?” I asked.