Vance scanned the signature page, pulled a black desk phone toward her, and dialed a four-digit extension.

“Lock all primary, secondary, and corporate accounts attached to the Whitmore Capital master trust code,” she said into the receiver.

“Effective eight o’clock this morning.”

She hung up and placed an embossed verification slip in Daniel’s hand.

“No credit line or debit card linked to that trust will go through after eight a.m.,” Mrs.

Vance said.

“Cole is taking a client to breakfast at nine,” I said.

“He’ll find out about the freeze before he orders his second cup of coffee,” Daniel said.