“Taxes and a furnace don’t drain a savings account in a month,” I said.

“Dad always kept forty thousand in that account just for emergencies.”

Helen finally took a small sip of her coffee and swallowed hard.

“Your father gets anxious,” she said.

“He checks the numbers every morning.

I was just trying to ease his mind by moving some money around.”

“That isn’t what the teller said.”

Helen set the mug down flat.