Thirty-Nine Million Dollars and a Brown Folder on the Kitchen Table

“The country club dues,” Desmond said.

“The private school tuition.

The new SUV.

We were underwater.”

“Shut up,” Ranata said.

“Ranata maxed out the credit cards three years ago,” Desmond said.

“We took out a second mortgage, and then we burned through that too.”

“She said Dad offered to help,” Desmond said.