Thirty-Nine Million Dollars and a Brown Folder on the Kitchen Table

“No,” Brenda said.

Her voice dropped to a whisper.

“No, Miss Miller.

Your available checking balance is thirty-eight million, nine hundred and fifty-seven thousand, three hundred and eighty-seven dollars and twelve cents.”

“Thank you,” I said.

“Would you like to step into Mr.

Vance’s office?” she asked.

“Our regional manager handles all private accounts over five hundred thousand dollars.”