“Does this cover cash withdrawals made at the counter?” I asked.

“Every last one,” Fiona said, pushing her glasses up one more time.

“Going back to last November.”

“Thanks so much, Fiona,” I said.

I carried the thick stack out to my sedan and locked the doors to shut out the cold afternoon wind.

Before I could get the key into the ignition, my cell phone rang in the center console.

The dashboard display showed David’s direct office line in downtown Chicago.