He wrote something on a legal pad, then underlined it.

“Did he say who the beneficiary was?”

“He told me it was for the bank.”

“That isn’t how life insurance works.” Arthur took off his glasses again and held them by the frame.

“A rider on a child’s life isn’t collateral for a loan.”

The radiator beneath the window clanked.

I laid my hand on the edge of his desk.

“Is there a way to stop him?”