Account holder, Sarah Jane.

I stared at my own name in sharp print.

I didn’t have any account with First Carolina Bank.

All my money had gone through a military credit union for the past thirty years, carefully managed to protect my security clearance.

I looked at the balance box on the right side of the page.

Eighty-five thousand dollars.

The amount due right away was eleven thousand four hundred dollars.

The notice threatened serious legal action and a formal report to the federal credit bureaus if the payment didn’t arrive by September fourteen.