My main checking account showed a balance of four hundred and twelve dollars.

The fraudulent loan didn’t appear on this screen at all; it lived in some shadow file I had no way to reach.

My phone buzzed against the laminate nightstand.

The screen lit up with Arthur Vance’s name.

I picked up on the second ring.

“I’ve found our man,” Arthur said.

“The notary?”

“His name’s Samuel Miller,” Arthur said.