Behind me, a drawer slid open, and Courtney laid the waiver inside it.

The stairwell door closed, and the building fell away into a hum coming up from the fourth floor.

I sat on the landing with my left hand flat over the baby and counted what I already had in the house.

The trustee filing was six days old.

The appraisal letter had come the day before that.

The waiver had been three-hole punched before I ever walked in.

Two floors down, somebody pushed a mail cart past the door.