“Look at these transaction dates,” Marcus said.

He pointed out a large wire transfer from late October.

It was for eleven thousand four hundred dollars.

“He routed this money directly from the bank’s commercial holding account into Oakmont Holdings,” Marcus said.

I asked him what that actually meant.

I asked if Richard was secretly borrowing money from the bank to keep the second property afloat.

“He’s embezzling from his own branch,” Marcus said.

“He drained your family’s personal assets first, but it simply wasn’t enough to buy the Oakmont house outright.