Don’t make it ugly.

I stared at the words.

We had spent months deciding whether we could afford a night nurse for the first week after delivery.

Lucas had said no, insisting we needed to save.

Meanwhile money had been leaving our joint account without my knowledge.

I called Naomi, who worked as an accountant, to ask for a recommendation for someone who could help review the household finances.

She gave me the name of an independent financial adviser and warned me not to assume that missing explanations automatically meant fraud.