The transaction was still pending, and the recipient’s name appeared as Holloway Wealth Management.

The name on the transfer notification brought back a conversation from the previous Thursday.

Spencer had been standing in my office doorway, asking me how much was left in the account I used to hold tax reserves and payroll.

He claimed his mother wanted financial advice and that he might introduce me to some of her acquaintances.

I told him business records weren’t dinner conversation.

He kissed the top of my head and said he admired my discipline.