“The bank required a physical asset.”

“You put the house at risk,” I said.

“If Daniel defaults on December six, the bank takes the property.”

“Daniel won’t default,” Margaret said.

Her voice had a soft, breathless, scolding edge.

“His company is growing fast all over the state.”

“Captain Thomas told me Daniel quit going to reserve drills six months ago,” I said.

Margaret clutched the edges of the folded linen napkins.