No one always has a retirement strategy.
In today’s fast-paced world, retirement planning often takes a back seat as people deal with the challenges of everyday life, especially in a turbulent economy. The prevailing attitude seems to be to “go with the flow” rather than proactively save for the future. But there are individuals like Michelle “MJ” Boyle who refuse to let life’s uncertainties deter them from securing their retirement.
MJ is a single mother of two and her life is not easy. Juggling two jobs, household responsibilities and the ever-increasing cost of living is no easy feat. But as any single mother knows, they have a unique brand of resilience that allows them to handle life’s challenges with unwavering determination.
It can be difficult to build retirement savings and commit to growing them amid such a turbulent market and rising expenses.
But some committed people, like Michelle “MJ” Boyle, refuse to waste time.
As a result, MJ jumped at the chance without hesitation, offering to raise money for a reasonable place to stay.
As a single mother of two, MJ’s life is not always easy. Imagine having to juggle two tasks at once while also managing other responsibilities like maintaining your home and paying your expenses.
But MJ survived because single mothers are superhuman.
She also managed to create a wonderful home for herself, which she calls “her empty nest”.
“My life has been full of ups and downs. I’ve been through two divorces. I’ve built two properties but basically lost them in the chaos of my divorces.”
MJ’s kids were going off to college and she had no retirement savings.
Then she came to the conclusion that something needed to be done.
She had more on her agenda than just building a small house.
She decided that since her previous attempts had failed, she would try something new.
Not only did she do that, but she also came up with a plan to bring in the money.
“I basically used cash and sponsorships to build my first property, this house, to pay for a good, comfortable place to retire. I’m currently building a few more small houses that I hope to rent out.” on sites like Airbnb, try it tiny or other platforms like VRBO to make some money.
She was renting a house in Sherwood, Oregon for $1,600 a month.
She could never save money because she was renting so she had to live paycheck to paycheck.
This gave MJ the idea to change things when her children were about to go to college.
She started by cutting back on her expenses before eventually joining the tiny house movement.
This architectural and social approach supports a simpler lifestyle in a smaller space.
People from various walks of life have effectively reduced their financial and emotional burdens by living in a tiny house.
It was also a great method for MJ to express his creativity.
Finally, MJ could give every corner of her home her own unique touch, no longer constrained by the demands of a busy existence.
He lives his own life!
“She is the epitome of courage and perseverance. She doesn’t need to read a book to know that. She loves it,” an observer noted.
She reduced her monthly expenses from $1,600 to $75 while living in a gorgeous home.
She is really happy with the adjustment she made.
It’s a bold move to switch from renting to owning a tiny home so you can save money to build more homes.
Fortunately, MJ took a chance, put in the effort, and today is reaping the rewards of being a part of the tiny house movement.
In fact, most men and women who want to live independently seem to prefer smaller spaces these days.
People are increasingly looking for housing that is big enough for them.
Gone are the days when everyone aspired to own huge properties that required huge amounts of energy and resources to maintain. Today, people are increasingly looking for housing that matches their values ​​and provides just enough space for comfortable living without unnecessary excesses. MJ’s story serves as a testament to the possibilities that arise when one dares to challenge convention and take control of one’s financial future.
The road to financial security and retirement planning can be full of challenges, but for those like MJ, it’s a road worth taking. In a world where “go with the flow” is the norm, it stands as a beacon of proactive planning and resilience, reminding us all that securing our future is within reach, regardless of the obstacles we face.