Julian took a step toward me, hands raised in a rare gesture of surrender. “Maya, look. Let’s talk about this. We can fix it. I’ll dissolve the LLCs. I’ll transfer the debt back into my name.

Just don’t do anything crazy. If you file an identity theft report, the bank calls in the restaurant loan immediately. I’ll lose everything.”

“You’ve already lost it, Julian.”

I reached into the pocket of my cardigan and pulled out my phone. I unlocked it and held the screen up so they could all see.

An open email, addressed to the regional director of the Internal Revenue Service’s Criminal Investigation Division, blind-copied to the state attorney’s fraud unit.

Attached to it were digital scans of every page in the folder.