I took out my handkerchief and wiped Evelyn’s reading glasses before laying them beside the cardboard file.

“Did you hand them over?”

“I told him the primary account holder had to co-sign,” Stevens said.

“He walked out without filling them in.”

“He won’t get another chance at it,” I said.

I took the black pen from the desk stand and signed on each line Margaret had marked with yellow sticky tabs.

The ink went on dark and heavy across the bank’s white forms.

Stevens stamped every page with a round steel seal that clicked sharply in the silent room.