“Doing what?” I asked.

“She and your mother were writing up a formal complaint about you,” Frank said.

He cleared his throat again and stared straight through his windshield at the wall of the bank.

“A complaint about what, exactly?” I asked.

“They’re filing a written welfare complaint about your home and the way you’re raising Lucy,” Frank said.

“Based on what?” I asked.

“Caroline says you leave Lucy unsupervised and that your home life is unstable,” Frank said.