“You don’t owe the bank a single dollar on it.”

“Where did you get fourteen thousand dollars in cash yesterday?” I called after him.

He kept climbing the stairs, his right hand gripping the handrail tightly until he reached his landing.

He unlocked his apartment door, stepped inside without another word, and shut the door behind him.

I drove home through the gathering dusk, the rain starting up again and my windshield wipers clicking against the glass.

By eight thirty that evening, bank papers and mortgage statements covered every inch of our oak dining table.