“I can afford it, but I don’t trust him to pay it back.”

“Then you’re allowed to say no.”

“He’ll think I’m punishing him for what happened to you.”

“You can tell him the decision is about money.

And if you choose to help him, agree in advance on what it means.

Don’t lend more than you can afford to lose.”

Trevor was quiet.

“You sound like Aunt Melissa.”