“The balance is zero,” Gregory said.

“The bank closed it ten years ago for inactivity.

Stop embarrassing yourself.”

Arthur picked up the letter and held it very close to his face, squinting through his thick lenses.

“A very convincing document,” Arthur said.

He cleared his throat loudly.

“Except for two small problems.”

Arthur reached into his own jacket pocket, pulled out the muddy blue passbook, and set it right next to the letter.