Then he stopped and leaned closer to his monitor.

He took off his silver-framed reading glasses and cleaned them with a microfiber cloth.

“There appears to be a documentation gap,” Frank said.

I asked him what kind of gap.

“These equity draw slips were authorized online, Mrs.

Whitmore, but there’s only one signature on file.”

He turned the monitor slightly so I could see the digital ledger.

“Your husband submitted the applications through his business portal,” Frank said.