I took my phone out of my coat pocket and opened the banking app.

The screen filled in one line at a time while I held my breath.

My last paycheck from Heckert Auto Repair, nine hundred fifteen dollars, sat at the top of the history page.

Beside the date, a bold red line ran through the amount, with the word Reversed printed next to it.

I scrolled down to the bold figure at the top of the account summary.

The available balance read forty-two dollars and zero cents.