Payable on Death
Part Four: The First Page
I opened the clasp in the car with the door shut.
The first page was the yellow that paper goes.
There were two printed lines at the top for a name and a number and both were blank, which I did not understand for another two months.
And underneath, in pencil, in my grandmother’s handwriting, were two lines.
Chloe — if you are reading this, do not let Richard take this to the bank without Arthur.
And below that: