“There’s nothing to find.”

“That’s not what I asked.”

The call was on Tuesday. There were four people on it. The one who did the talking was a woman named Priscilla Ochoa, director of third-party risk, and I want to record that she was decent to me the entire time and that I understood by minute six that she was not the problem.

“Ms. Miller, I want to start by saying that nothing in this file suggests wrongdoing on your part. I want that clear before I read you what I have.”

“Go ahead.”

“Our screening returned forty-one distinct instruments bearing your name and Social Security number: commercial loan agreements, personal guarantees, corporate credit lines, three UCC filings, and a lien application against a residential property in Palm Shores.