“I call a woman I went to school with and tell her I’ve been made whole.”

“I don’t have fifty thousand dollars,” Gloria said.

“Not all in one place.”

“Then find it in several places,” David said.

He turned the spreadsheet around and pushed it across with a single finger until her signature lay right beneath her own hand.

“Thirty-five hundred a month,” he said.

“Three years.

Where did it all go?”