“He wanted to be entirely certain before he took legal steps.”

At eleven-thirty, Samuel and I walked into the second-floor fraud division office at First National Bank on Main Street.

Melissa Grant sat behind a neat glass desk with three black binders laid out in front of her.

She adjusted her wire-rimmed reading glasses on her nose as we sat down across from her.

“We have verified sixteen unauthorized transfers matching your brother’s home IP address,” Melissa said, her voice fast and factual.

“We also located the forged home equity loan application filed under your name.”