It’s coming home.”

Chloe’s scream had been her last card, and it was worthless, and I watched her realize it. The money’s gone. She had believed that — had believed, the way people like her always believe, that once the money was offshore and converted and hidden it was untouchable, that a swimming pool of distance and a foreign bank made a thing disappear.

It is the single most common miscalculation I see.

People imagine the money is the hard part to trace and the getting-caught is the easy part to avoid, and it is exactly backward.