“That’s right,” I said.

“I need my personal payroll deposit separated, and every secondary debit authorization removed.”

He typed fast on his terminal, his eyebrows drawing together as he read the transaction log on the screen.

“Your husband tried an online transfer of four hundred twelve dollars at twelve fifteen today,” Mr.

Henderson said.

“It was labeled for the Maple Street electric utility.”

“Did the payment go through?” I asked.

“No,” he said.