“The automatic link to your corporate payroll account was cut early this morning when you updated your online portal.”

“What happened to his transfer?”

“It bounced,” Mr.

Henderson said.

“The system charged a thirty-five-dollar insufficient funds fee against the joint balance.”

“How much liquid money is left in that joint account right now?” I asked.

He glanced back at the screen and tipped his monitor a little toward me.

“Twelve dollars and forty cents.”