It’s approximately four times what we would ordinarily write.

You’d need documented earnings in a range you don’t have, and financial justification we didn’t get.” She turned a page.

“The June application was underwritten.

It shouldn’t have been and there’ll be a conversation about that internally.

The September one triggered a routine aggregation check because it took the total over a threshold, and that’s when it came to me.”

“What did you see?”