“She made sure a deposit went in every December.”

Stevens took out two blue signature cards and placed them flat on the table.

“Under the original setup, Brandon had secondary signing authority as their father.

If he had filed a financial hardship claim, the bank would have been required to process it.”

“Has he filed a claim?” I asked.

Stevens glanced down at the corner of the ledger sheet.

“He came by the branch Tuesday afternoon and asked for the withdrawal forms for the full balance.”